Like the thousands of other attorneys starting in New York in 2004, my first year associate experience followed a prior summer filled with lunches, wine and cheeses, sporting events and bar reviews. Not just in New York, but I was also flown to London for six weeks to experience the virtues of the UK summer associate scene.

Cryptocurrency is by far the most controversial and volatile asset class of the last ten years. Vast wealth has been transferred among crypto investors and rampant speculation about its value defined its short history. The more one learns about crypto currencies, the less one seems to understand their future. Even less clear is which coins are part of that future. Many crypto investors really have no idea what they have bought into, except the potential promise of riches they’ve seen others realize, and now most have probably lost money in it.